Get the products you want now, and pay for them later. Interest-free.
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No annual fee
Pay your bills on time, and you’ll enjoy a $0 annual fee.
Unleash Your Shopping Freedom with Deferred Payments!
Here's how it works.
Step 1
Sign in to your Classylia account or create an account. It’s fast, easy, and secure.
Step 2
Go to Classylia Loan, and fill out the application form. Remember to read the Agreement.
Step 3
Wait for the approval decision. Please be patient, as this may take a few days to process. You’ll be notified by email.
Step 4
If your application is approved, you can start shopping straight away. If we cannot approve your application at this time, please try again in a few months
Step 5
Monitor your email and your account online to make payments according to the terms of your loan agreement.
Shop today and get the flexibility to pay at the end of the month.
Your questions, answered
A Classylia Loan is a loan program that allows customers to pay for their purchases at the end of the month without interest.
The benefits of using Classylia Loan include interest-free payments, a fast checkout experience, no annual fee, and access to our special offers and amazing perks!
You can apply by signing in or creating an account on Classylia.com, then filling out the application form and reading all terms and conditions carefully.
A guarantor is someone who agrees to pay your loan if you are unable to do so. A guarantor should have a good credit score and be in a strong financial position.
They will need to agree to become legally responsible for any outstanding debts that you may not be able to repay on your own, so it is essential to ensure that they understand the full extent of their commitment.
Having a guarantor is a vital part of our loan application process. We require a guarantor before approving any customer for a Classylia loan. We may review your guarantor’s financial situation and credit history as part of our assessment process.
Before accepting a particular guarantor, we may request additional documentation, such as bank statements or payslips.
Your credit score might be affected when you apply for a Classylia loan. We may perform a credit check; therefore, your credit score may be affected.
The approval decision may take up to several days to process, so please be patient while you wait to be notified via email once your application has been approved or declined.
You will be notified by email once your application has been approved or declined.
No, there is no annual fee for using Classylia Loan.
No interest will be applied to your account if you make your payment on the due date.
We use cutting-edge security technologies to ensure that our loan service is both safe and secure. We use advanced encryption mechanisms such as 256-bit SSL and TLS to protect your data.
Our experienced team of professionals also handles routine audits and compliance checks to keep up with the latest industry standards for data protection. With our expertise in online security, you can use the Classylia loan Service to shop confidently, knowing your information is protected at all times.
To purchase a product with your loan funds, simply add the desired item to your shopping bag as usual. At the checkout, select “Classylia loan” as your method of payment.
Yes, you can use the loan program on any purchase made on classylia.com – whether it’s one-time or multiple purchases over time – as long as your application has been approved previously!
No, there is no minimum purchase amount when using Classylia Loan. You can use the loan program on any purchase of your choice!
If the purchase amount exceeds the Classylia loan balance, in that case the remaining balance must be paid with another form of payment, such as a Classylia Card, credit card or PayPal account.
There are several ways to reload your Classylia loan. You can repay directly from your account through our website or through an authorized reseller.
You can monitor your email and your account online to ensure that you make your payments according to the terms of the loan agreement.
Yes, there is a penalty for late payments which will be outlined in the loan agreement. Please pay on time to avoid any additional fees or penalties.
Yes, you can choose to pay your loan off early, and there is no penalty for early repayment.
You can view your loan balance by visiting the My Account section of Classylia.com.
We’re happy to help! Our experts are standing by to answer any questions you might have, and we would be happy to help you find what you’re looking for. If you would like to get in touch with us today, please do not hesitate to do so.
